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Rent Guarantee & Legal Expenses Insurance for Landlords

Designed to safeguard landlords from the financial impact of tenant arrears and the cost of regaining possession.
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Protect your rental income with confidence

With landlord possession claims continuing to rise and unpaid rent increasingly affecting property owners, having the right protection in place has never been more important. Clear’s Rent Guarantee & Legal Expenses Insurance is designed to safeguard landlords from the financial impact of tenant arrears and the cost of regaining possession.

If a tenant stops paying and refuses to leave, our combined cover helps ensure you aren’t left out of pocket or on your own. From managing eviction proceedings to covering lost rental income, Clear provides essential support when landlords need it most.

Rental risk in numbers

  • 25,000+ landlord possession claims made in Q3 2024*
  • 5% rise in claims from private landlords year‑on‑year*
  • £7,620 average rental income lost when eviction takes six months**
  • Rent Guarantee policies starting from £168

* Landlord mortgage possession claims up again - government
figures - Landlord Today [Recalled 21.01.2025]
** https://www.zoopla.co.uk/discover/property-news/rentalmarket-
report/

How it works

  • If a tenant fails to pay rent and refuses to vacate your property:
  • Simply notify your insurer, they’ll take the lead.
  • Solicitors will be appointed to manage the eviction process from start to finish.
  • Unpaid rent will be covered until the property is legally back in your possession.
  • Once you regain vacant possession, additional cover is available if re‑letting is delayed due to damage.

Flexible cover for every Landlord

We know every rental situation is different. That’s why our solution offers four levels of protection: Bronze, Silver, Gold and Platinum, allowing you to choose the right level of cover for your property portfolio. All cover levels include:

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Legal Expenses – up to £100,000 per claim

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Rent Guarantee – up to £2,500 per month (up to 12 months’ rent, less any deposit taken)

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Options for £0 excess depending on cover level

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Vacant possession cover where applicable

Get a quote in minutes

Arranging cover is quick and straightforward, simply enter a few basic details in our online portal to receive your quote and policy documents in moments.

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